State Bank of Freedom

'Yono Business (Corporate)' is the CINB facility offered on Mobile for Khata plus, Vypaar & Vistaar users. SBA-Corporate App is available to corporate enquirer, maker and authorizer roles, based on INB username and password.

Features

Yono Business (Corporate) is the Corporate Internet banking facility offered on Mobile for Khata plus, Vypaar & Vistaar users

Transaction Limit and Charges

Registration Process

No separate registration required for using Yono Business (Corporate) Mobile App. Exiting Corporate Internet Banking user can login using their Corporate Internet Banking credentials.

Functionalities

Features		Khata Plus	Vyapaar	Vistaar
My Accounts	Account Summary
	Search by Account
	Favorite Account
Initiate Payments	Fund transfer to own A/c
	Fund transfer to other SBI A/c
	NEFT
	Supplier Payment
	Bill Payments
	Fixed Deposit
Authorize	Authorize e-cheque
	Authorize eTDR/eSTDR
	Cancel eCheque
Enquiry	Query by e-cheque
Enquiry	Query by eTDR/eSTDR

FAQs

1. What is ‘Yono Business (Corporate)’?

‘Yono Business (Corporate)’ is the Corporate Internet Banking application offered on Mobile for Vyapaar, Vistaar and Khataplus users.

2. Whether separate registration is required for using ‘Yono Business (Corporate)’? Who will be able to use this application?

NO, separate registration is not required to use ‘Yono Business (Corporate)’ app. Corporate enquirer, maker and authorizer can access this application with his/her internet Banking username and password.

3. What are the various facilities available under ‘Yono Business (Corporate)’’?

Following facilities are offered to corporate users through this application

Account information (For VYAPAAR, VISTAAR and KHATA PLUS users)

Account Summary
Search and view account details
Manage and view Favourite Accounts

Initiate Payments (For Corporate makers and Authorizers):

Fund Transfer to own accounts
Fund Transfer to other SBI accounts
Fund Transfer to other Banks- NEFT, RTGS, IMPS
Supplier Payment
Bill Payments
Fixed Deposit

Authorization (For Corporate Authorizers):

Authorize echeque
Authorize e-TDR/e-STDR
Cancel e-Cheque

Enquiry (For Corporate makers and Authorizers):

Query By Echeque No
Query By e-TDR/e-STDR

4. Is there any separate transaction limit for transactions initiated through ‘Yono Business (Corporate)’?

NO, there is no separate transaction limit available for ‘Yono Business (Corporate)’ the limits are as same as that of desktop application. Corporate users will be able to make payments as per the access rights and limits set by the corporate.

5. Whether ‘Yono Business (Corporate)’ support single Debit multiple credit transactions?

Corporate users will be able to initiate both single Debit single Credit and Single Debit multiple Credit transactions through ‘Yono Business (Corporate)’ App. But maximum number of credits against a single debit is restricted to 10. However corporate authorizers will be able to authorize all types of transactions including file based transactions through ‘Yono Business (Corporate)’ App.

6. Whether transactions initiated through OnlineSBI can be authorized through ‘Yono Business (Corporate)’?

YES, corporate authorizers will be able to authorize all the e-cheques (initiated through desktop version and mobile app) through ‘Yono Business (Corporate)’ app.

7. Can I access ‘Yono Business (Corporate)’ from multiple mobile phones or only from one mobile phone?

‘Yono Business (Corporate)’ is accessible from any mobile phone with Android (OS 4.2 or above) and Apple (OS 4.1 or above) operating system having internet connectivity.

8. What are the requirements for accessing ‘Yono Business (Corporate)’?

A smart phone with Android (OS 4.2 or above) and Apple (OS 4.1 or above) operating system
Internet connectivity like GPRS/EDGE/3G/Wi-Fi.
Valid username and password of CINB enquirer/maker/authorizer.

9. What are the charges for availing this service?

Like our internet Banking OnlineSBI, the mobile version is also free of any charges.

10. How secure is Yono Business (Corporate)?

‘Yono Business (Corporate)’ is a secure and robust application. The following measures are put in place to protect our esteemed customers.

No personal information is stored on your mobile phone or SIM card.
Application cannot be accessed using rooted devices.
The application force closes, if kept idle for 5 minutes.
The application can only be accessed after proper authentication of customer username and password.
SSL encryption is used to protect your communication with the Bank.
Your session ends as soon as you close the application.
Your session also closes automatically after 5 minutes of idle time.

Trouble Shooting

I have a Dual SIM phone. Whenever, I try to login to Yono Business (Corporate), I get an error “Unable to connect... Please check your device network connectivity...”	Kindly ensure you have working network connectivity in either of the dual SIMs Ensure that your primary SIM (1st SIM) is enabled for network connectivity (2G or 3G).In case, it is not, kindly swap the SIMs and try logging into the application
Application gives an error “Invalid Username and Password”	Ensure you have an active SBI Corporate Internet Banking username/User ID and password While Typing username and password, kindly do not use “auto-fill” or “auto-show”option. Type them manually First time SBI Corporate Internet Banking users are required to login into www.onlinesbi.com for the first time and create their Profile there.Once, profile is created, they would be able to login into Yono Business (Corporate), thereafter.
Application Unable to download. Error - 491	Kindly Go to Settings on your phone >> Accounts Delete the Google Account Restart your device Add the Google Account back After successful completion of the above, launch the application again and login

For further queries, user may raise his/her concern in respective app store or mail to: : feedback.statebankanywhere@sbi.co.in

'Yono Business (saral)' - This is a simplified single user friendly and simple transactional product ideally suited for sole proprietorship concerns, micro enterprises or individual businessmen who require online transactions facility in their business accounts. The product provides transaction rights to the user involving transfer of funds to own or third party accounts. Both intra and inter-bank transactions are supported.

Features

My Accounts
Banking
Bill Payment
Top-up Recharge

Transaction Limit and Charges

Registration Process

No separate registration required for using Yono Business (saral) Mobile App. Exiting Corporate Internet Banking – Saral users can login using their Corporate Internet Banking credentials.

Functionalities

My Accounts	Show case overview of 3 account variant ( Transaction / Deposit /Loan )
	Detail account information
	Mini statement
	Statement Download
Banking	Funds Transfer (Own A/c)
	Intra-Bank (Within SBI) Transfer
	NEFT
	Pay Supplier
	Fixed Deposit
	IMPS Fund Transfer
	Quick Transfer
Bill payment	With Bill
	Without bill
	View Biller
	Scheduled bills
Top up and recharge	Mobile top-up
	DTH recharge
	Transaction enquiry

FAQs

1. What is Yono Business (saral)?

Yono Business (saral) is State Bank of India’s Corporate Internet Banking Saral application offered on Mobile. The application is available at Google Play store, Apple App store for Android and Apple smartphones. SBI Corporate Internet Banking Saral Users can download the application from respective application market places and access the application with his/her Internet Banking username and password.

2. What are the services available through this application?

My Accounts	Show case overview of 3 account variant (Transaction / Deposit /Loan)
	Detail account information
	Mini statement
Banking	Funds Transfer (Own A/c)
	Intra-Bank (Within SBI) Transfer
	Inter-Bank (Other Bank) Transfer (NEFT/RTGS/IMPS)
	Pay Supplier
	Fixed Deposit
	Bill payment	With Bill
		Without bill
		View Biller
		Scheduled bills
	Top up and recharge	Mobile top-up
DTH recharge
Transaction enquiry

3. What are the daily limits through this application?

Transaction Types	Daily Limit
Funds Transfer (Own A/c)	2 Crores
Intra-Bank Transfer ( other than own account ) + Inter-Bank Transfer( NEFT/RTGS/IMPS ) + Merchant Payment (not available on mobile)	10 lacs (combined limit for all the three types)
Pay Supplier	25 Lakhs
Fixed Deposit	2 Crores
Bill Payments +Request for Demand Draft	5 Lakhs (combined limit )
Mobile Top-up + DTH Recharge	50 thousand
*Combined limit for payments to govt. and semi-govt. institutions including taxes and statutory dues such as EPF

4. How to register for Yono Business (saral) ?

No separate registration is required for using Yono Business (saral) application. All Corporate Internet Banking Saral users can login with their username and password. However users having windows phone has to complete onetime registration process through onlinesbi.com. The link for registration is provided under profile section of onlinesbi.com.

5. What are the requirements for accessing Yono Business (saral) ?

A smart phone with Android (OS 2.3 or above) / Apple (with IOS 4.1 or above)
Internet connectivity like GPRS/EDGE/3G/Wi-Fi.
SBI Corporate Internet Banking –Saral username and password.

6. What are the charges for availing this service?

Like our internet Banking OnlineSBI, the mobile version is also free of any charges. However, the Internet usage charges payable to the Telecom Service provider will apply.

7. Which Operating Systems and their versions are supported by Yono Business (saral) ?

While it is our endeavor that Yono Business (saral) be operated on all handsets mentioned earlier, you may experience issues with some handsets which do not have the required display resolutions and form factors. Presently, our application is supported by the following versions of different operating systems:

Android (OS 2.3 or above)
Apple (OS 4.1 or above)

8. How secure is Yono Business (saral) ?

Yono Business (saral) is a secure and robust application. The following measures are put in place to protect our esteemed customers.

No personal information is stored on your mobile phone or SIM card.
The application force closes, if kept idle for 5 minutes.
The application can only be accessed after proper authentication of customer username and password.
SSL encryption is used to protect your communication with the Bank.
Your session ends as soon as you close the application.
Your session also closes automatically after 5 minutes of idle time.

9. Trouble-shooting Guide

Problem/Error	Solution
I have a Dual SIM phone. Whenever, I try to login to Yono Business (saral), I get an error “Unable to connect…Please check your device network connectivity...”	Kindly ensure you have a working network connectivity in either of the dual SIMs. Ensure that your primary SIM (1st SIM) is enabled for network connectivity (2G or 3G). In case, it is not, kindly swap the SIMs and try logging into the application.
Application gives an error “Invalid Username and Password”.	Ensure you have an active SBI Corporate Internet Banking Saral username/User ID and password. While Typing username and password, kindly do not use “auto-fill” or “auto-show” option. Type them manually. First time SBI Corporate Internet Banking Saral users are required to login into www.onlinesbi.com for the first time and create their Profile there. Once, profile is created, they would be able to login into Yono Business (saral) , thereafter.
Application Unable to download. Error - 491	Kindly Go to Settings on your phone >> Accounts. Delete the Google Account. Restart your device. Add the Google Account back. After successful completion of the above, launch the application again and login.

Trouble Shooting

I have a Dual SIM phone. Whenever, I try to login to Yono Business (saral) , I get an error “Unable to connect... Please check your device network connectivity...”	Kindly ensure you have working network connectivity in either of the dual SIMs Ensure that your primary SIM (1st SIM) is enabled for network connectivity (2G or 3G). In case, it is not, kindly swap the SIMs and try logging into the application
Application gives an error “Invalid Username and Password”	Ensure you have an active SBI Corporate Internet Banking Saral username/User ID and password. While Typing username and password, kindly do not use “auto-fill” or “auto-show” option. Type them manually. First time SBI Corporate internet banking users are required to login into www.onlinesbi.com for the first time and create their Profile there. Once, profile is created, they would be able to login into Yono Business (saral) , thereafter.
Application Unable to download. Error - 491	Kindly Go to Settings on your phone >> Accounts Delete the Google Account Restart your device Add the Google Account back After successful completion of the above, launch the application again and login

For further queries, user may raise his/her concern in respective app store or mail to feedback.statebankanywhere@sbi.co.in